Retirement plan

DALRYMPLE COMPANIES 401(K) AND DALRYMPLE GRAVEL PREVAILING WAGE PLAN

Name: DALRYMPLE HOLDING CORPORATION - DALRYMPLE COMPANIES 401(K) AND DALRYMPLE GRAVEL PREVAILING WAGE PLAN (2019) Form 5500
Creator: DALRYMPLE HOLDING CORPORATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DALRYMPLE COMPANIES 401(K) AND DALRYMPLE GRAVEL PREVAILING WAGE PLAN, DALRYMPLE HOLDING CORPORATION

DALRYMPLE HOLDING CORPORATIONEIN 16-1137772Plan #002PY 2019

2105 SOUTH BROADWAY - PINE CITY, NY 14871607-737-6200dalrympleholding.comLinkedIn1-10 employeesbuilding materials

Prospect flagsHigh cashLow participationLow employer contributionCorrective distributions

How to read this page

Total assets (EOY)

$13.2M

+20.7% from 2018

Total participants

221

+14.5% from 2018

Average account balance

$92,109

+12.2% from 2018

Annual return

21.82%

+25.42 pp from 2018

Benchmarks

See 262 peers

Peer group

Industry55 - Management of Companies and Enterprises

Plan typeDefined contribution

Participants100-249

Cohort262 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$13.95M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$130K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

107

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

60.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.05M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.69%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5092

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
CHEMUNG CANAL TRUST COMPANY3 years Service code 13 · EIN 16-0380815	Contract Administrator	$6,632

Plan features & details

Pension benefit codes2E2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$7K

$33 / participant

Other / not subdivided$7K100.0%

% of EOY assets

0.050%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: DANNIBLE & MCKEE
Auditor EIN: 330996661
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$92,109

$64,919+41.9%

$392,568-76.5%

$65,186+41.3%

Participation rate

60.8%

72.0%-11.2pp

78.1%-17.3pp

70.2%-9.4pp

Annual return

21.82%

26.09%-4.3pp

24.42%-2.6pp

29.39%-7.6pp

Employer contribution / active EE

$328

$2,374-86.2%

$3,783-91.3%

$2,177-84.9%

Participant deferral / active EE

$3,796

$3,668+3.5%

$5,985-36.6%

$3,514+8.0%

Admin fee / account holder

$46

$634-92.7%

$6,260-99.3%

$847-94.5%

Provider

Service type

Compensation

CHEMUNG CANAL TRUST COMPANY3 years

Service code 13 · EIN 16-0380815

Contract Administrator

$6,632

DALRYMPLE COMPANIES 401(K) AND DALRYMPLE GRAVEL PREVAILING WAGE PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DALRYMPLE COMPANIES 401(K) AND DALRYMPLE GRAVEL PREVAILING WAGE PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion