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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,544 | $83,485+12.0% | $125,195-25.3% | $72,976+28.2% |
| Participation rate | 72.6% | 73.3%-0.7pp | 79.8%-7.2pp | 69.5%+3.1pp |
| Annual return | 17.03% | 25.77%-8.7pp | 43.79%-26.8pp | 81.02%-64.0pp |
| Employer contribution / active EE | $203 | $2,346-91.4% | $3,866-94.8% | $2,440-91.7% |
| Participant deferral / active EE | $2,731 | $3,586-23.8% | $4,937-44.7% | $3,608-24.3% |
| Admin fee / account holder | $6,276 | $5,518+13.7% | $9,704-35.3% | $5,124+22.5% |