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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,538 | $101,795-12.0% | $165,100-45.8% | $80,959+10.6% |
| Participation rate | 94.5% | 71.8%+22.7pp | 78.6%+15.9pp | 67.7%+26.9pp |
| Annual return | 13.21% | 16.73%-3.5pp | 70.21%-57.0pp | 35.67%-22.5pp |
| Employer contribution / active EE | $1,897 | $2,954-35.8% | $4,348-56.4% | $2,757-31.2% |
| Participant deferral / active EE | $2,522 | $4,476-43.7% | $6,035-58.2% | $4,300-41.4% |
| Admin fee / account holder | $8,957 | $8,221+8.9% | $12,696-29.5% | $6,925+29.3% |