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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,153 | $108,882+143.5% | $96,754+174.0% | $154,746+71.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 14.24% | 98.39%-84.2pp | 82.04%-67.8pp | 172.34%-158.1pp |
| Employer contribution / active EE | $2,085 | $3,018-30.9% | $2,679-22.2% | $4,379-52.4% |
| Participant deferral / active EE | $3,765 | $5,323-29.3% | $4,758-20.9% | $6,730-44.1% |
| Admin fee / account holder | $8,788 | $10,200-13.9% | $8,905-1.3% | $14,365-38.8% |