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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,067 | $108,695-97.2% | $74,722-95.9% | $152,897-98.0% |
| Participation rate | 18.2% | 65.4%-47.2pp | 54.5%-36.3pp | 82.5%-64.3pp |
| Annual return | 30.30% | 114.11%-83.8pp | 753.11%-722.8pp | 345.43%-315.1pp |
| Employer contribution / active EE | $71 | $1,504-95.3% | $1,084-93.4% | $4,764-98.5% |
| Participant deferral / active EE | $163 | $2,712-94.0% | $1,963-91.7% | $5,851-97.2% |
| Admin fee / account holder | $63 | $4,906-98.7% | $3,335-98.1% | $11,599-99.5% |