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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,477 | $198,457+117.9% | $170,435+153.7% | $147,586+193.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 15.16% | 257.30%-242.1pp | 205.94%-190.8pp | 578.59%-563.4pp |
| Employer contribution / active EE | $15,660 | $6,183+153.3% | $5,432+188.3% | $4,876+221.1% |
| Participant deferral / active EE | $6,775 | $5,629+20.3% | $4,939+37.2% | $5,439+24.6% |
| Admin fee / account holder | $11,748 | $16,852-30.3% | $13,881-15.4% | $10,886+7.9% |