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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,357 | $65,034+34.3% | $90,970-4.0% | $79,856+9.4% |
| Participation rate | 98.2% | 61.6%+36.6pp | 69.0%+29.2pp | 69.6%+28.6pp |
| Annual return | 11.93% | 30.45%-18.5pp | 134.60%-122.7pp | 31.71%-19.8pp |
| Employer contribution / active EE | $1,469 | $1,247+17.8% | $2,122-30.8% | $2,471-40.6% |
| Participant deferral / active EE | $5,374 | $2,512+113.9% | $3,373+59.3% | $3,741+43.7% |
| Admin fee / account holder | $827 | $4,536-81.8% | $5,961-86.1% | $5,306-84.4% |