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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,262 | $30,421+104.7% | $56,077+11.0% | $74,429-16.3% |
| Participation rate | 40.7% | 32.9%+7.8pp | 52.5%-11.8pp | 67.2%-26.5pp |
| Annual return | 11.44% | 24.94%-13.5pp | 1709.28%-1697.8pp | 1368.38%-1356.9pp |
| Employer contribution / active EE | $789 | $610+29.4% | $1,040-24.1% | $2,625-69.9% |
| Participant deferral / active EE | $1,977 | $1,175+68.2% | $1,954+1.2% | $4,348-54.5% |
| Admin fee / account holder | $8,974 | $2,363+279.7% | $2,825+217.7% | $1,944+361.6% |