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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,237 | $72,273+52.5% | $101,275+8.8% | $79,856+38.0% |
| Participation rate | 93.9% | 68.5%+25.5pp | 75.8%+18.1pp | 69.6%+24.3pp |
| Annual return | 10.29% | 22.30%-12.0pp | 46.48%-36.2pp | 31.71%-21.4pp |
| Employer contribution / active EE | $2,542 | $2,691-5.5% | $3,660-30.6% | $2,471+2.9% |
| Participant deferral / active EE | $4,564 | $3,282+39.1% | $4,371+4.4% | $3,741+22.0% |
| Admin fee / account holder | $24,946 | $4,401+466.8% | $5,948+319.4% | $5,306+370.1% |