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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,017 | $43,075+64.9% | $74,577-4.8% | $62,881+12.9% |
| Participation rate | 73.8% | 58.1%+15.7pp | 68.1%+5.7pp | 69.3%+4.5pp |
| Annual return | 3.52% | 17.50%-14.0pp | 20.47%-16.9pp | 20.14%-16.6pp |
| Employer contribution / active EE | $1,084 | $1,498-27.6% | $2,525-57.1% | $2,281-52.5% |
| Participant deferral / active EE | $2,736 | $2,389+14.5% | $3,458-20.9% | $3,203-14.6% |
| Admin fee / account holder | $5,565 | $2,840+96.0% | $4,138+34.5% | $4,296+29.6% |