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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,903 | $76,371-50.4% | $93,621-59.5% | $72,976-48.1% |
| Participation rate | 76.5% | 71.8%+4.7pp | 75.8%+0.6pp | 69.5%+7.0pp |
| Annual return | 16.25% | 25.82%-9.6pp | 32.76%-16.5pp | 81.02%-64.8pp |
| Employer contribution / active EE | $2,504 | $2,276+10.0% | $2,719-7.9% | $2,440+2.6% |
| Participant deferral / active EE | $2,255 | $3,538-36.3% | $4,070-44.6% | $3,608-37.5% |
| Admin fee / account holder | $19,118 | $6,839+179.5% | $7,890+142.3% | $5,124+273.1% |