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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,443 | $100,194+198.9% | $122,979+143.5% | $86,983+244.3% |
| Participation rate | 93.5% | 73.0%+20.6pp | 77.2%+16.4pp | 69.5%+24.0pp |
| Annual return | 13.43% | 16.47%-3.0pp | 20.12%-6.7pp | 25.83%-12.4pp |
| Employer contribution / active EE | $1,474 | $2,326-36.6% | $3,062-51.9% | $2,584-42.9% |
| Participant deferral / active EE | $7,139 | $4,133+72.7% | $5,003+42.7% | $4,194+70.2% |
| Admin fee / account holder | $15,837 | $10,148+56.1% | $12,864+23.1% | $7,856+101.6% |