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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,443 | $95,404+213.9% | $113,397+164.1% | $82,637+262.4% |
| Participation rate | 93.5% | 72.8%+20.7pp | 76.5%+17.1pp | 68.1%+25.5pp |
| Annual return | 13.43% | 19.08%-5.6pp | 23.20%-9.8pp | 53.51%-40.1pp |
| Employer contribution / active EE | $1,474 | $2,307-36.1% | $2,977-50.5% | $2,552-42.2% |
| Participant deferral / active EE | $7,139 | $4,220+69.2% | $5,076+40.6% | $4,126+73.0% |
| Admin fee / account holder | $15,837 | $9,168+72.7% | $11,957+32.5% | $7,339+115.8% |