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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,527 | $71,215+10.3% | $93,696-16.2% | $80,935-3.0% |
| Participation rate | 69.8% | 60.4%+9.4pp | 68.7%+1.1pp | 67.7%+2.2pp |
| Annual return | 14.51% | 11.27%+3.2pp | 133.74%-119.2pp | 35.66%-21.1pp |
| Employer contribution / active EE | $1,039 | $1,565-33.6% | $2,422-57.1% | $2,757-62.3% |
| Participant deferral / active EE | $4,537 | $4,037+12.4% | $4,417+2.7% | $4,299+5.5% |
| Admin fee / account holder | $2,400 | $6,958-65.5% | $8,287-71.0% | $6,924-65.3% |