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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,139 | $93,346-65.6% | $71,796-55.2% | $273,972-88.3% |
| Participation rate | 80.0% | 76.5%+3.5pp | 69.1%+10.9pp | 83.0%-3.0pp |
| Annual return | -5.16% | 130.39%-135.5pp | 78.04%-83.2pp | 41.46%-46.6pp |
| Employer contribution / active EE | $1,217 | $2,733-55.5% | $1,924-36.8% | $4,869-75.0% |
| Participant deferral / active EE | $645 | $3,475-81.4% | $2,794-76.9% | $5,287-87.8% |
| Admin fee / account holder | $1,584 | $6,571-75.9% | $4,815-67.1% | $10,133-84.4% |