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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,283 | $80,983+49.8% | $96,544+25.6% | $75,177+61.3% |
| Participation rate | 93.3% | 71.8%+21.5pp | 76.0%+17.3pp | 67.2%+26.1pp |
| Annual return | 11.62% | 27.05%-15.4pp | 25.88%-14.3pp | 160.75%-149.1pp |
| Employer contribution / active EE | $3,207 | $2,282+40.5% | $2,966+8.1% | $2,671+20.1% |
| Participant deferral / active EE | $5,085 | $3,929+29.4% | $4,851+4.8% | $4,126+23.2% |
| Admin fee / account holder | $2,059 | $6,717-69.3% | $8,254-75.1% | $5,651-63.6% |