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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,576 | $56,054-22.3% | $171,082-74.5% | $62,881-30.7% |
| Participation rate | 94.9% | 62.9%+32.0pp | 76.7%+18.2pp | 69.3%+25.6pp |
| Annual return | 6.88% | 22.52%-15.6pp | 32.56%-25.7pp | 20.14%-13.3pp |
| Employer contribution / active EE | $495 | $1,731-71.4% | $4,002-87.6% | $2,281-78.3% |
| Participant deferral / active EE | $2,745 | $3,158-13.1% | $4,797-42.8% | $3,203-14.3% |
| Admin fee / account holder | $2,251 | $3,647-38.3% | $8,520-73.6% | $4,296-47.6% |