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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,112 | $60,349-31.9% | $74,184-44.6% | $62,881-34.6% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 4.26% | 21.38%-17.1pp | 17.74%-13.5pp | 20.14%-15.9pp |
| Employer contribution / active EE | $8,827 | $1,680+425.3% | $2,370+272.4% | $2,281+287.0% |
| Participant deferral / active EE | $2,832 | $2,856-0.9% | $3,550-20.2% | $3,203-11.6% |
| Admin fee / account holder | $48,987 | $4,261+1049.7% | $5,586+777.0% | $4,296+1040.4% |