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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,983 | $95,406+18.4% | $185,849-39.2% | $85,847+31.6% |
| Participation rate | 97.7% | 68.8%+28.9pp | 81.7%+16.0pp | 69.3%+28.4pp |
| Annual return | 11.28% | 23.59%-12.3pp | 122.10%-110.8pp | 318.61%-307.3pp |
| Employer contribution / active EE | $8,165 | $3,314+146.4% | $5,169+58.0% | $2,565+218.3% |
| Participant deferral / active EE | $3,684 | $3,424+7.6% | $5,569-33.8% | $3,952-6.8% |
| Admin fee / account holder | $34,925 | $7,214+384.1% | $16,244+115.0% | $6,261+457.8% |