Retirement plan

DELPHI DRUG & ALCOHOL COUNCIL 401(K) PROFIT SHARING PLAN & TRUST

Name: DELPHI DRUG & ALCOHOL COUNCIL - DELPHI DRUG & ALCOHOL COUNCIL 401(K) PROFIT SHARING PLAN & TRUST (2022) Form 5500
Creator: DELPHI DRUG & ALCOHOL COUNCIL
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DELPHI DRUG & ALCOHOL COUNCIL 401(K) PROFIT SHARING PLAN & TRUST, DELPHI DRUG & ALCOHOL COUNCIL

DELPHI DRUG & ALCOHOL COUNCILEIN 16-1007079Plan #001PY 2022

72 HINCHEY RD - ROCHESTER, NY 14624585-467-2230

Prospect flagsLow participationLow employer contribution

How to read this page

Total assets (EOY)

$745K

-24.1% from 2021

Total participants

-7.5% from 2021

Average account balance

$14,049

-25.5% from 2021

Annual return

-15.37%

-32.97 pp from 2021

Benchmarks

See 19,706 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort19,706 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$808K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$17K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

74.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$128K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+24.81%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3731

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$7K

$93 / participant

Investment mgmt$7K100.0%

% of EOY assets

0.923%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: HEVERON & COMPANY CPAS. PLLC
Auditor EIN: 271895149
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$14,049

$73,848-81.0%

$143,799-90.2%

$68,486-79.5%

Participation rate

55.4%

66.7%-11.3pp

80.3%-24.9pp

67.9%-12.5pp

Annual return

-15.37%

0.91%-16.3pp

-0.04%-15.3pp

-7.85%-7.5pp

Employer contribution / active EE

$3,184-100.0%

$4,952-100.0%

$2,597-100.0%

Participant deferral / active EE

$1,569

$3,385-53.6%

$5,638-72.2%

$4,028-61.0%

Admin fee / account holder

$130

$5,755-97.7%

$14,677-99.1%

$5,404-97.6%

DELPHI DRUG & ALCOHOL COUNCIL 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DELPHI DRUG & ALCOHOL COUNCIL 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion