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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,410 | $98,776+109.0% | $149,745+37.8% | $79,856+158.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 12.03% | 27.38%-15.3pp | 276.72%-264.7pp | 31.71%-19.7pp |
| Employer contribution / active EE | $5,219 | $3,217+62.2% | $4,646+12.3% | $2,471+111.2% |
| Participant deferral / active EE | $10,691 | $5,681+88.2% | $6,843+56.2% | $3,741+185.8% |
| Admin fee / account holder | $3,246 | $6,053-46.4% | $9,312-65.1% | $5,306-38.8% |