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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,608 | $106,524+140.0% | $152,301+67.8% | $87,485+192.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 15.20% | 26.89%-11.7pp | 80.50%-65.3pp | 26.06%-10.9pp |
| Employer contribution / active EE | $6,590 | $3,371+95.5% | $4,624+42.5% | $2,596+153.8% |
| Participant deferral / active EE | $12,613 | $6,525+93.3% | $8,004+57.6% | $4,274+195.1% |
| Admin fee / account holder | $11,008 | $8,287+32.8% | $14,398-23.5% | $7,775+41.6% |