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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,488 | $171,492-21.0% | $150,734-10.1% | $198,609-31.8% |
| Participation rate | 66.7% | 81.4%-14.7pp | 78.4%-11.8pp | 82.4%-15.7pp |
| Annual return | 7.87% | 804.70%-796.8pp | 600.81%-592.9pp | 202.70%-194.8pp |
| Employer contribution / active EE | $2,418 | $5,470-55.8% | $4,918-50.8% | $5,055-52.2% |
| Participant deferral / active EE | $3,547 | $6,259-43.3% | $5,610-36.8% | $6,977-49.2% |
| Admin fee / account holder | $21,772 | $17,628+23.5% | $14,905+46.1% | $19,030+14.4% |