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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,847 | $118,877-63.1% | $96,570-54.6% | $167,536-73.8% |
| Participation rate | 66.7% | 75.5%-8.8pp | 69.8%-3.2pp | 82.1%-15.4pp |
| Annual return | 10.83% | 50.50%-39.7pp | 37.79%-27.0pp | 478.82%-468.0pp |
| Employer contribution / active EE | $1,853 | $3,121-40.6% | $2,357-21.4% | $4,839-61.7% |
| Participant deferral / active EE | $5,501 | $4,617+19.2% | $3,849+42.9% | $6,342-13.3% |
| Admin fee / account holder | $0 | $8,069-100.0% | $6,182-100.0% | $12,315-100.0% |