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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,036 | $111,785-24.8% | $93,669-10.3% | $145,877-42.4% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 8.06% | 203.79%-195.7pp | 133.59%-125.5pp | 551.28%-543.2pp |
| Employer contribution / active EE | $1,373 | $3,096-55.7% | $2,424-43.3% | $4,663-70.6% |
| Participant deferral / active EE | $2,551 | $4,919-48.1% | $4,416-42.2% | $6,691-61.9% |
| Admin fee / account holder | $10,416 | $10,256+1.6% | $8,291+25.6% | $13,402-22.3% |