See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA3 years Filed as: NBT BANK N.A. Service code 21 · EIN 15-0395735 | Bank Trustee | $18,958 |
CHARLES SCHWAB & CO., INC.3 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,648 | $48,576-36.9% | $169,463-81.9% | $56,287-45.5% |
| Participation rate | 54.7% | 65.8%-11.1pp | 77.8%-23.1pp | 69.9%-15.2pp |
| Annual return | -5.66% | -2.51%-3.2pp | 1.83%-7.5pp | -9.96%+4.3pp |
| Employer contribution / active EE | $1,376 | $1,559-11.7% | $4,159-66.9% | $2,111-34.8% |
| Participant deferral / active EE | $1,957 | $3,275-40.3% | $5,277-62.9% | $3,350-41.6% |
| Admin fee / account holder | $195 | $435-55.1% | $9,109-97.9% | $521-62.5% |