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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,193 | $168,635-31.7% | $147,617-22.0% | $125,389-8.1% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -6.84% | 77.65%-84.5pp | 61.98%-68.8pp | 282.24%-289.1pp |
| Employer contribution / active EE | $4,156 | $6,252-33.5% | $5,564-25.3% | $4,866-14.6% |
| Participant deferral / active EE | $4,899 | $5,507-11.0% | $4,895+0.1% | $5,352-8.4% |
| Admin fee / account holder | $5,499 | $13,580-59.5% | $11,612-52.6% | $9,541-42.4% |