Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS4 years Filed as: CAPITAL RESEARCH AND MANAGEMENT CO Service code 15 · EIN 95-6847943 | Recordkeeping | $321 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,137 | $61,166-39.3% | $185,849-80.0% | $79,391-53.2% |
| Participation rate | 25.2% | 66.6%-41.4pp | 81.7%-56.5pp | 70.7%-45.5pp |
| Annual return | 16.15% | 19.45%-3.3pp | 122.10%-105.9pp | 116.88%-100.7pp |
| Employer contribution / active EE | $85 | $2,321-96.3% | $5,169-98.4% | $2,428-96.5% |
| Participant deferral / active EE | $1,217 | $2,789-56.4% | $5,569-78.1% | $4,046-69.9% |
| Admin fee / account holder | $5 | $710-99.3% | $16,244-100.0% | $627-99.2% |