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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,713 | $30,732-55.4% | $59,496-77.0% | $59,633-77.0% |
| Participation rate | 84.9% | 43.2%+41.7pp | 54.6%+30.3pp | 68.7%+16.2pp |
| Annual return | -0.35% | 4.47%-4.8pp | 182.05%-182.4pp | 2041.45%-2041.8pp |
| Employer contribution / active EE | $634 | $631+0.5% | $1,153-45.0% | $2,203-71.2% |
| Participant deferral / active EE | $1,078 | $1,183-8.9% | $1,829-41.1% | $3,192-66.2% |
| Admin fee / account holder | $631 | $2,136-70.5% | $2,232-71.7% | $4,297-85.3% |