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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,820 | $93,064+28.8% | $74,577+60.7% | $273,972-56.3% |
| Participation rate | 44.4% | 74.9%-30.5pp | 68.1%-23.7pp | 83.0%-38.6pp |
| Annual return | 8.00% | 26.18%-18.2pp | 20.47%-12.5pp | 41.46%-33.5pp |
| Employer contribution / active EE | $90 | $3,160-97.2% | $2,525-96.4% | $4,869-98.2% |
| Participant deferral / active EE | $851 | $4,160-79.6% | $3,458-75.4% | $5,287-83.9% |
| Admin fee / account holder | $7,220 | $5,273+36.9% | $4,138+74.5% | $10,133-28.7% |