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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,141 | $49,280+125.5% | $67,313+65.1% | $64,173+73.2% |
| Participation rate | 61.3% | 60.8%+0.5pp | 69.1%-7.8pp | 69.6%-8.3pp |
| Annual return | -3.51% | -1.39%-2.1pp | -4.08%+0.6pp | 7.63%-11.1pp |
| Employer contribution / active EE | $346 | $1,668-79.3% | $2,566-86.5% | $2,381-85.5% |
| Participant deferral / active EE | $3,043 | $2,484+22.5% | $3,568-14.7% | $3,470-12.3% |
| Admin fee / account holder | $6,606 | $3,863+71.0% | $4,507+46.6% | $4,887+35.2% |