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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,270 | $115,814-22.1% | $101,275-10.9% | $158,982-43.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 14.30% | 56.16%-41.9pp | 46.48%-32.2pp | 302.99%-288.7pp |
| Employer contribution / active EE | $13,139 | $4,176+214.6% | $3,660+259.0% | $4,763+175.9% |
| Participant deferral / active EE | $10,022 | $4,958+102.1% | $4,371+129.3% | $5,983+67.5% |
| Admin fee / account holder | $192 | $7,249-97.4% | $5,948-96.8% | $11,252-98.3% |