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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,403 | $138,312-6.4% | $122,979+5.2% | $155,188-16.6% |
| Participation rate | 91.7% | 80.2%+11.5pp | 77.2%+14.5pp | 80.8%+10.9pp |
| Annual return | 18.53% | 22.06%-3.5pp | 20.12%-1.6pp | 148.84%-130.3pp |
| Employer contribution / active EE | $1,483 | $3,530-58.0% | $3,062-51.6% | $4,248-65.1% |
| Participant deferral / active EE | $7,624 | $5,592+36.3% | $5,003+52.4% | $6,531+16.7% |
| Admin fee / account holder | $1,288 | $15,089-91.5% | $12,864-90.0% | $14,480-91.1% |