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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,403 | $124,425+4.0% | $112,040+15.5% | $137,256-5.7% |
| Participation rate | 91.7% | 79.3%+12.4pp | 76.5%+15.2pp | 80.0%+11.7pp |
| Annual return | 18.53% | 24.72%-6.2pp | 24.52%-6.0pp | 220.34%-201.8pp |
| Employer contribution / active EE | $1,483 | $3,411-56.5% | $2,954-49.8% | $4,156-64.3% |
| Participant deferral / active EE | $7,624 | $5,718+33.3% | $5,098+49.5% | $6,407+19.0% |
| Admin fee / account holder | $1,288 | $15,207-91.5% | $12,098-89.4% | $12,270-89.5% |