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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,791 | $103,038-55.6% | $90,324-49.3% | $152,909-70.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 5.58% | 95.25%-89.7pp | 78.15%-72.6pp | 345.46%-339.9pp |
| Employer contribution / active EE | $2,123 | $3,141-32.4% | $2,856-25.7% | $4,764-55.4% |
| Participant deferral / active EE | $2,501 | $4,282-41.6% | $3,885-35.6% | $5,851-57.3% |
| Admin fee / account holder | $309 | $6,177-95.0% | $5,356-94.2% | $11,601-97.3% |