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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,251 | $56,894+111.4% | $84,753+41.9% | $62,881+91.2% |
| Participation rate | 57.6% | 68.5%-11.0pp | 76.6%-19.0pp | 69.3%-11.7pp |
| Annual return | 9.32% | 6.30%+3.0pp | 22.78%-13.5pp | 20.14%-10.8pp |
| Employer contribution / active EE | $1,930 | $2,400-19.6% | $3,574-46.0% | $2,281-15.4% |
| Participant deferral / active EE | $3,256 | $2,709+20.2% | $3,712-12.3% | $3,203+1.6% |
| Admin fee / account holder | $105 | $3,581-97.1% | $5,333-98.0% | $4,296-97.6% |