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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,920 | $148,629+15.0% | $135,982+25.7% | $139,487+22.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.09% | 79.33%-63.2pp | 68.32%-52.2pp | 373.84%-357.8pp |
| Employer contribution / active EE | $1,312 | $5,247-75.0% | $4,859-73.0% | $4,755-72.4% |
| Participant deferral / active EE | $7,298 | $8,102-9.9% | $7,760-5.9% | $6,713+8.7% |
| Admin fee / account holder | $2,544 | $12,406-79.5% | $10,767-76.4% | $11,407-77.7% |