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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,962 | $100,194+24.7% | $122,979+1.6% | $86,983+43.7% |
| Participation rate | 98.1% | 73.0%+25.2pp | 77.2%+21.0pp | 69.5%+28.6pp |
| Annual return | 14.46% | 16.47%-2.0pp | 20.12%-5.7pp | 25.83%-11.4pp |
| Employer contribution / active EE | $2,738 | $2,326+17.7% | $3,062-10.6% | $2,584+5.9% |
| Participant deferral / active EE | $7,676 | $4,133+85.7% | $5,003+53.4% | $4,194+83.0% |
| Admin fee / account holder | $4,099 | $10,148-59.6% | $12,864-68.1% | $7,856-47.8% |