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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,392 | $199,109-49.6% | $173,730-42.2% | $154,746-35.1% |
| Participation rate | 80.0% | 82.8%-2.8pp | 79.6%+0.4pp | 80.7%-0.7pp |
| Annual return | 11.20% | 20.02%-8.8pp | 19.96%-8.8pp | 172.34%-161.1pp |
| Employer contribution / active EE | $6,000 | $5,311+13.0% | $4,577+31.1% | $4,379+37.0% |
| Participant deferral / active EE | $2,000 | $7,113-71.9% | $6,326-68.4% | $6,730-70.3% |
| Admin fee / account holder | $2,456 | $20,916-88.3% | $17,523-86.0% | $14,365-82.9% |