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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,647 | $375,661-97.2% | $312,151-96.6% | $382,429-97.2% |
| Participation rate | 100.0% | 91.4%+8.6pp | 89.1%+10.9pp | 87.7%+12.3pp |
| Annual return | 18.63% | 0.11%+18.5pp | 1.82%+16.8pp | 248.85%-230.2pp |
| Employer contribution / active EE | $6,000 | $9,697-38.1% | $8,031-25.3% | $8,036-25.3% |
| Participant deferral / active EE | $7,510 | $5,737+30.9% | $5,370+39.9% | $5,727+31.1% |
| Admin fee / account holder | $101,107 | $64,308+57.2% | $51,799+95.2% | $30,732+229.0% |