Filed November 11, 2025 (most recent of 3 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
SAGE, RUTTY AND CO., INC.8+ years Filed as: SAGE RUTTY & COMPANY INC Service code 27 · EIN 16-0620690 ATTN INSURANCE COMMISSIONS · ROCHESTER, NY 14623 | Advisory (Plan) | $24,305 |
MORNINGSTAR6 years Service code 27 | Advisory (Plan) | $1,160 |
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,827 | $65,125-68.0% | $143,797-85.5% | $66,949-68.9% |
| Participation rate | 78.9% | 65.2%+13.7pp | 80.3%-1.4pp | 69.8%+9.1pp |
| Annual return | -15.75% | -11.13%-4.6pp | -0.04%-15.7pp | 1.57%-17.3pp |
| Employer contribution / active EE | $1,158 | $2,362-51.0% | $4,952-76.6% | $2,545-54.5% |
| Participant deferral / active EE | $2,447 | $2,920-16.2% | $5,638-56.6% | $4,239-42.3% |
| Admin fee / account holder | $29 | $503-94.3% | $14,679-99.8% | $594-95.2% |