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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,345 | $69,383+129.7% | $101,275+57.3% | $73,497+116.8% |
| Participation rate | 77.0% | 68.4%+8.6pp | 75.8%+1.2pp | 70.7%+6.3pp |
| Annual return | 15.86% | 18.46%-2.6pp | 46.48%-30.6pp | 28.51%-12.6pp |
| Employer contribution / active EE | $2,501 | $2,628-4.9% | $3,660-31.7% | $2,270+10.2% |
| Participant deferral / active EE | $5,440 | $3,301+64.8% | $4,371+24.5% | $3,740+45.5% |
| Admin fee / account holder | $424 | $704-39.8% | $5,948-92.9% | $513-17.4% |