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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,523 | $67,602-19.3% | $82,312-33.8% | $70,126-22.2% |
| Participation rate | 72.0% | 72.8%-0.8pp | 76.9%-4.9pp | 69.5%+2.5pp |
| Annual return | 13.99% | 21.57%-7.6pp | 25.88%-11.9pp | 73.15%-59.2pp |
| Employer contribution / active EE | $313 | $1,755-82.2% | $2,428-87.1% | $2,343-86.6% |
| Participant deferral / active EE | $2,560 | $2,987-14.3% | $3,706-30.9% | $3,332-23.2% |
| Admin fee / account holder | $6,045 | $4,512+34.0% | $5,608+7.8% | $4,645+30.1% |