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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,718 | $72,404-3.7% | $110,243-36.8% | $64,173+8.6% |
| Participation rate | 50.0% | 73.3%-23.3pp | 79.8%-29.8pp | 69.6%-19.6pp |
| Annual return | -6.45% | -6.29%-0.2pp | 314.76%-321.2pp | 7.63%-14.1pp |
| Employer contribution / active EE | $1,257 | $2,282-44.9% | $3,827-67.1% | $2,381-47.2% |
| Participant deferral / active EE | $2,594 | $3,469-25.2% | $4,672-44.5% | $3,470-25.2% |
| Admin fee / account holder | $1,642 | $5,664-71.0% | $8,548-80.8% | $4,887-66.4% |