Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,999 | $72,273+5.2% | $101,275-25.0% | $79,856-4.8% |
| Participation rate | 46.4% | 68.5%-22.0pp | 75.8%-29.4pp | 69.6%-23.2pp |
| Annual return | 14.22% | 22.30%-8.1pp | 46.48%-32.3pp | 31.71%-17.5pp |
| Employer contribution / active EE | $216 | $2,691-92.0% | $3,660-94.1% | $2,471-91.3% |
| Participant deferral / active EE | $1,701 | $3,282-48.2% | $4,371-61.1% | $3,741-54.5% |
| Admin fee / account holder | $42,000 | $4,401+854.3% | $5,948+606.1% | $5,306+691.5% |