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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,328 | $79,955-23.3% | $98,461-37.7% | $75,173-18.4% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.2%+24.8pp | 67.2%+32.8pp |
| Annual return | 23.46% | 19.75%+3.7pp | 21.17%+2.3pp | 160.72%-137.3pp |
| Employer contribution / active EE | $1,708 | $2,264-24.6% | $3,049-44.0% | $2,671-36.1% |
| Participant deferral / active EE | $6,612 | $3,752+76.2% | $4,738+39.6% | $4,126+60.2% |
| Admin fee / account holder | $1,314 | $6,841-80.8% | $8,961-85.3% | $5,651-76.8% |