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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,328 | $78,562-21.9% | $105,608-41.9% | $74,429-17.6% |
| Participation rate | 83.9% | 72.8%+11.1pp | 75.3%+8.6pp | 67.2%+16.7pp |
| Annual return | 15.24% | 15.94%-0.7pp | 116.50%-101.3pp | 1368.38%-1353.1pp |
| Employer contribution / active EE | $1,265 | $2,521-49.8% | $3,167-60.1% | $2,625-51.8% |
| Participant deferral / active EE | $5,206 | $4,321+20.5% | $5,010+3.9% | $4,348+19.7% |
| Admin fee / account holder | $2,820 | $2,217+27.2% | $11,028-74.4% | $1,944+45.0% |