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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,233 | $112,933-55.5% | $90,970-44.8% | $158,982-68.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 10.13% | 215.82%-205.7pp | 134.60%-124.5pp | 302.99%-292.9pp |
| Employer contribution / active EE | $718 | $2,893-75.2% | $2,122-66.1% | $4,763-84.9% |
| Participant deferral / active EE | $952 | $4,128-76.9% | $3,373-71.8% | $5,983-84.1% |
| Admin fee / account holder | $1,805 | $8,047-77.6% | $5,961-69.7% | $11,252-84.0% |