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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,604 | $89,367-13.2% | $141,191-45.0% | $72,975+6.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 135.70% | 111.87%+23.8pp | 71.41%+64.3pp | 81.01%+54.7pp |
| Employer contribution / active EE | $2,216 | $3,115-28.9% | $4,736-53.2% | $2,440-9.2% |
| Participant deferral / active EE | $5,825 | $5,419+7.5% | $6,710-13.2% | $3,608+61.5% |
| Admin fee / account holder | $1,045 | $5,957-82.5% | $10,264-89.8% | $5,124-79.6% |