Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE CO Service code 15 · EIN 36-6071399 | Recordkeeping | $34,935 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,070 | $61,166-47.6% | $185,849-82.7% | $79,391-59.6% |
| Participation rate | 47.1% | 66.6%-19.6pp | 81.7%-34.6pp | 70.7%-23.7pp |
| Annual return | 14.63% | 19.45%-4.8pp | 122.10%-107.5pp | 116.88%-102.3pp |
| Employer contribution / active EE | $493 | $2,321-78.7% | $5,169-90.5% | $2,428-79.7% |
| Participant deferral / active EE | $1,402 | $2,789-49.7% | $5,569-74.8% | $4,046-65.3% |
| Admin fee / account holder | $413 | $710-41.8% | $16,244-97.5% | $627-34.1% |