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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,389 | $50,464+285.2% | $75,784+156.5% | $52,331+271.5% |
| Participation rate | 92.1% | 66.8%+25.3pp | 75.8%+16.3pp | 68.1%+24.0pp |
| Annual return | -2.41% | 1.03%-3.4pp | 9.68%-12.1pp | 4.54%-7.0pp |
| Employer contribution / active EE | $6,578 | $1,988+230.8% | $3,323+97.9% | $1,882+249.6% |
| Participant deferral / active EE | $8,401 | $2,570+226.8% | $3,652+130.1% | $3,022+178.0% |
| Admin fee / account holder | $12,954 | $1,103+1074.5% | $5,300+144.4% | $592+2089.6% |